Your finances,
understood by AI

Upload bank statements. Get instant categorization, rich analytics dashboards, and chat with your financial data in natural language.

How it works

Three steps to financial clarity

Step 1

Upload Statements

Drop your PDF bank statements. We support all major banks and multi-currency accounts.

Step 2

AI Categorizes

Our AI reads every transaction, detects merchants, and auto-categorizes your spending.

Step 3

Chat & Explore

Ask questions in natural language. Get instant insights, charts, and spending alerts.

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Built for clarity

Everything you need to understand where your money goes

PDF Statement Parsing

Upload any bank statement PDF. Our AI extracts every transaction automatically.

Smart Categorization

Machine learning classifies transactions into spending categories with high accuracy.

AI Financial Chat

Ask natural language questions about your spending, trends, and budgets.

Multi-Currency

Works with any currency. Track accounts across different countries seamlessly.

Privacy First

Your data stays yours. Processed securely and never shared with third parties.

Instant Insights

Real-time analytics including burn rate, subscription detection, and cash flow.

Chat with your finances

Ask anything in natural language. Get instant, data-backed answers.

Vault AI Assistant
How much did I spend on food last month?
Last month you spent $1,247.32 on Food & Dining across 34 transactions. That's 12% lower than the previous month ($1,418.50). Your top merchants were Whole Foods ($412), DoorDash ($298), and Starbucks ($187).
What subscriptions am I paying for?
I found 8 recurring subscriptions totaling $312.47/month: • Netflix — $15.99 • Spotify — $10.99 • ChatGPT Plus — $20.00 • iCloud — $2.99 • Gym — $49.99 • Adobe CC — $54.99 • NYTimes — $17.00 • AWS — $140.52
Ask about your spending...

Loved by users

See what people are saying about Vault

I finally understand where my money goes each month. The AI categorization is shockingly accurate.

Sarah M.

Freelance Designer

Found three subscriptions I'd forgotten about within minutes of uploading my statements. Saved $85/month.

James R.

Software Engineer

Being able to just ask 'how much did I spend on dining out?' in natural language is a game changer.

Lisa K.

Marketing Manager

Ready to take control?

Upload your first bank statement and get instant insights. No credit card required.